Check List

2.Self Employed Checklist

1. Application form to be filled and signed.
2. One passport size photo of applicant and co applicant.
3. Copy of pan card of applicant and co applicant.
4. Copy of latest telephone bill for residence address proof and office address proof.
5. Copy of last 2 years itr's , profit and loss account, balance sheet and form 3 cb and 3cd with all schedules.
6. Copy of registration certificate of the firm.
7. Copy of partnership deed if it is a partnership firm / MOA and AOA copy if it is a pvt ltd company.
8. Copy of last 12 months bank stmt of current account and savings account.
9. initial processing fee cheque in favor of bank.

3.NRI Home Loan Checklist

1. Application form with photo ( signed across the face of photo such that half of the signature is on application form and other half on photo, please use gel pen to get the impression on photo )
2. Passport with visa / permanent resident card (notarised by public notary / Indian embassy ).
3. Foreign address proof (notarised by public notary / Indian embassy).
4. Indian Address proof
5. Copy of last 6 months payslip with ctc letter.
6. Copy of work experience proof.
7. copy of work permit / visa.
8. copy of last six months bank stmt of salary account and nre/nro account.
9. GPOA form to be duly filled by applicant and co-applicant and attested by Indian embassy / public notary (** In Bank's format )
10. Processing fee cheque in favor of bank.
11. Copy of address proof of applicant in India
12. Undated cheques from nre account (security cheques to be submitted with ecs form, these cheques will be favouring bank name and referred to your loan)
13. Standing instruction form / ECS form to debit emi from nre account.
14. GPOA - 3 passport size photo, id proof, signature proof, age proof & address proof
15. All documents have to be self-attested by applicant and co-applicant respectively.

Brief Process for NRI Loans

Please send the scanned images of the documents with GPOA forms attested by Indian embassy to verify after which the hard copies can be sent across to India.
GPOA form needs to be signed by Power Of Attorney holder and the same need to be adjudicated with the district registrar office in india.
we will coordinate with gpoa for his personal documents and gpoa form.

we will log the file for sanction with these documents ,
post sanction , you or the gpoa can execute the loan documentation, if gpoa is executing the loan documentation then you need to courier the ecs form with security cheques from nro/nre account.
we will collate the disbursement kit with builder documents like sale agmt, other relevant documents and submit for disbursement.

Important points: ** Please check with builder on GPOA format if Power Of Attorney holder is signing sale agmt's and other builder documents on your behalf.
** if there is no gpoa mandate to operate nre/nro account then we can complete the signatures on ecs form and security chqs with initial documentation.
** co-applicant and gpoa can be a common person if co-applicant is resident indian